PAYMENTS AND DISPUTES

How rewards actually work

Read this before you create a dare or take one. It describes exactly what a reward is, and what it is not.

Last updated 26 July 2026

A reward is a promise, not an escrow

When someone creates a dare, no NIM is taken, locked or held by NIM Dare. The reward shown on a card is what the creator says they intend to pay. It stays in the creator’s own wallet until they choose to send it.

NIM Dare never holds your funds and cannot pay you on a creator’s behalf. If a creator does not pay, we have nothing to release to you.

How a payout happens

  1. The creator decides who won. This is entirely their judgement.
  2. They approve a transfer in their Nimiq wallet. The wallet shows the exact recipient address and amount before anything is signed.
  3. The transaction is broadcast to the Nimiq network by the wallet, not by us. We record the resulting transaction hash so the dare shows as paid.

Because the transfer happens directly between wallets on a public blockchain, it cannot be reversed, cancelled or refunded by NIM Dare, by the creator, or by anyone else once it is confirmed.

What we do not guarantee

Cancelled and expired dares

A creator can cancel a dare at any point before a prize has been paid, and dares close automatically at their deadline.

Fees

NIM Dare charges no fee and takes no cut. The Nimiq network charges its own transaction fee, which the sending wallet shows before you approve.

Disputes

Disputes about who won, or about a creator who did not pay, are between the people involved. We are not a party to them and cannot arbitrate, reverse a transaction, or compel a payment.

What we can do:

Only the creator of a dare can record its payout, and only after proving control of their wallet by signing a message. Signing to prove ownership never moves any NIM.

Report a payment problem

If a creator took part in a dare in bad faith — for example advertising a reward they never intended to send, or asking you to pay them first — report the dare and choose Scam. Never send NIM to a creator to “unlock” a prize; no legitimate dare requires it.